Software Engineer - Sr. Consultant level

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description Overview: We are seeking a Software Engineer - Sr Consultant to lead the design and delivery of critical platform capabilities within Visa’s Intelligent Commerce ecosystem. This role sits at the intersection of platform engineering, APIs, and intelligent commerce experiences. You will drive technical solutions across multiple services, partner closely with Product and Architecture, and provide technical leadership for complex engineering initiatives. This is a highly hands-on leadership role requiring strong system design expertise, execution excellence, and the ability to influence engineering decisions across teams. Essential Functions: Lead the design and implementation of scalable backend platforms, APIs, and distributed systems Drive architecture and technical design across multiple services and components Partner with Product Managers and Architects to create scalable technical solutions Lead delivery of large, complex initiatives from design through production deployment Serve as technical lead for key platform investments and strategic capabilities Contribute hands-on to coding, design reviews, debugging, and performance optimization Establish engineering best practices across reliability, observability, security, and scalability Drive adoption of cloud-native architectures and modern development practices Mentor engineers and provide technical guidance across teams Collaborate across organizations to align dependencies and deliver integrated solutions Identify opportunities for platform reuse, simplification, and cost optimization Champion AI-assisted engineering workflows and development productivity improvements. Why This Role: Build foundational services powering the future of Intelligent Commerce Drive architecture and platform evolution at global scale Work on AI-enabled and agent-driven commerce experiences Influence technical direction while remaining deeply involved in implementation. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 8+ years of relevant work experience with a Bachelor’s Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience. Preferred Qualifications: 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD ​10+ years building and operating distributed systems at scale Expert-level experience in Java and/or Python Strong expertise with microservices, APIs, Kubernetes, Docker, and CI/CD Proven experience leading architecture and design for complex systems Experience driving delivery across multiple engineering teams Exposure to AI platforms, agent-driven systems, or intelligent commerce workflows Experience improving engineering processes, reliability, and developer productivity Skills You Bring: Technical Leadership: Leads design and delivery of major engineering initiatives Architecture Depth: Designs scalable, resilient platform solutions Execution: Drives projects from concept through production Collaboration: Partners effectively across engineering, product, and architecture Influence: Guides technical decision-making without direct authority Mentorship: Elevates team capability through coaching and technical leadership AI-Forward Thinking: Embraces modern engineering tools and workflows. U.S. Applicants Only The estimated salary range for this position is $152,200.00 to $ 243,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.