Renewable Energy Underwriter

We are changing FINANCE to finance CHANGE! At  Climate First Bank , we’re redefining what banking can be. As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of personal and business services—including solar, residential, commercial, ESOP Banking, Structured Finance and SBA loans—all designed to power a better future. We’re proud to be a Certified B Corporation, a member of 1% for the Planet, and part of the Global Alliance for Banking on Values (GABV), reflecting our deep commitment to sustainability, transparency, and ethical banking. With branches in  St. Petersburg, Winter Park, Mount Dora , and a growing  digital presence , we’re proving that banking can be a force for good. We don’t just support environmental and social causes—we’re built on them. Under our Holding Company,  Climate First Bancorp , we are also powered by OneEthos.  OneEthos  operates at the intersection of fintech and traditional banking to expand access to inclusive, values-driven financial services. Regulated by the Federal Reserve Bank, it equips Community Banks, Credit Unions, CDFIs, and Green Banks with ethical lending tools—especially in climate finance and solar lending. Join the Movement We’re seeking  driven, mission-aligned  individuals ready to make an impact. If you’re passionate about sustainability, thrive in a fast-paced, results driven environment, and want to be part of something bigger, you will feel right at home. Our team is one of  goal-setters, go-getters, problem solvers, thought leaders, and changemakers . We celebrate wins, tackle challenges head-on, and push boundaries. Fueled by purpose, we thrive where perseverance and passion turn ambitious goals into reality. Thrive at Climate First Bank At Climate First Bank, we’re investing in your future. We offer a comprehensive, people-first benefits package that supports your health, finances, and work-life balance. Compensation   —  In addition to the base salary, this position may be eligible for an annual bonus, incentives and equity. Actual compensation is based on industry salary ranges, internal salary structures, experience, skills and other job-related factors. Health Coverage  —  100% employer-paid for employees; employer contribution for dependents by Us Medical, Dental & Vision Insurance  Health Savings Account (HSA)  Free Telemedicine access via Teladoc   Financial Wellness & Wealth Building 401(k) with 6% Employer Match —  No Vesting Period. Employee Stock Options  Exclusive Employee Banking Perks  0% Financing for Employee Solar Loans  Employee Only Mortgage Product  with exclusive interest rates and terms. 0% Financing for Eligible Electric Vehicles (EVs)  Referral Incentives  Generous Paid Time Off 2–4 Weeks of Vacation  based on officer level plus additional tenure-based time. 64 Hours of Paid Sick Time  for all full-time employees. Protection & Peace of Mind Company-Paid Life Insurance  Short- & Long-Term Disability Insurance Voluntary Life, Accident & Critical Illness Coverage   Employee Assistance Program (EAP)  with free counseling, legal, and financial services. Now Hiring: Renewable Energy Underwriter We’re seeking a  Renewable Energy Underwriter  that is responsible for underwriting and credit analysis of renewable energy and sustainability-focused financing, including solar, energy storage, and energy efficiency projects. The role supports mission-driven growth while ensuring strong credit quality, regulatory compliance, and adherence to internal credit policies. The ideal candidate brings strong financial analysis expertise along with knowledge of renewable energy project structures, cash flow modeling, and industry-specific risks. What You’ll Contribute as a Renewable Energy Underwriter Renewable Energy Credit Underwriting & Deal Evaluation Underwrite construction, term, and bridge financing for renewable energy projects including solar, storage, and energy efficiency. Analyze borrower and sponsor financias, tax returns, cash flow, and global debt service coverage.  Evaluate project-level economics, including PPA and off-take agreements, incentive structures (e.g., tax credits), operating assumptions, collateral, guarantees, and overall credit structure. Risk Assessment, Documentation & Credit Governance Identify and assess key project risks, including construction, technology, regulatory, counterparty, and performance risk. Prepare clear, well-documented credit memoranda with risk mitigation strategies. Ensure compliance with internal credit policy, underwriting standards, and regulatory requirements.  Participate in credit committee discussions and respond to senior credit leadership inquiries. Portfolio Monitoring & Ongoing Credit Management   Monitor portfolio performance and support annual reviews, renewals, and covenant compliance. Champion Our Mission, Protect What Matters Embody a commitment to environmental, social, economic, and racial justice. Apply interest in our core values and pursue education related to sustainability practices. Pursue and demonstrate an understanding of established Bank policies, procedures, and regulations. Protect the organization and its customers by identifying and escalating suspicious or fraudulent activity in collaboration with appropriate teams.  Maintain working knowledge of applicable laws, regulations, and Bank policies; complete all required compliance and IT training. What You’ll Leverage in this Role: Experience & Education Bachelor’s degree in finance, accounting, economics, or a related field. 3-7+ years of commercial credit underwriting or project finance experience. Preference for renewable energy, infrastructure, or solar, storage, wind, or energy efficiency financing. Knowledge of tax equity, PPA structures, and renewable energy incentives preferred. Experience working in a mission-dri