Director, Business Credit (Los Angeles, CA)

The business credit director at Firefighters First Credit Union (FFCU) is responsible for all commercial loan underwriting, processing, portfolio management and credit risk management activities, and the quality of the commercial loan portfolio. As a leader, the business credit director sets the department’s credit objectives, delivers services, and manages for results through his/her team members. The business credit director also ensures that the team is appropriately staffed, have the necessary training and resources to successfully perform their work, and meet individual and organizational objectives. Overall, the business credit director is responsible for building a high-quality commercial loan portfolio, while optimizing FFCU business member access to loan funds, through pro-active planning, development, implementation, and management of the commercial loan lending program. Typical Responsibilities: Drive the commercial credit operations and objectives to deliver the strategic vision. Train, coach, supervise, and performance manage commercial credit employees. Evaluate and manage the portfolio of new and existing commercial loans. Manage the commercial credit underwriting process to provide business members with exceptional service while maintaining compliance with laws, regulations, and guidelines. Assist members with questions about complex commercial credit matters. Review commercial credit policies, processes, and practices on a consistent basis to ensure compliance with regulatory requirements, prepare responses to audits or examination findings, and implement corrective actions. Participate in developing new commercial credit programs that provide for the needs of business members. Participate in special projects and perform other duties and assignments as needed. Travel as needed to attend meetings, conferences, training, and other work-related events.