Senior Collateral Analyst
East West Bank · New York
📍 New York, NYvia icimsPosted 2024-07-25
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Introduction
Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement.
Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.
Overview
The Structured/Specialty Finance Senior Collateral Analyst supports portfolio performance by monitoring loans where repayment relies primarily on asset-based cash flows. In this role, you will assist with assessing collateral, tracking covenant compliance, managing borrowing bases, processing funding transactions, and verifying monthly cash flow waterfalls to ensure accuracy. This is a client-facing position that involves servicing client requests and escalating loan or banking issues as needed.
Responsibilities
Review and evaluate Borrowing Base Certificates to determine funding availability in accordance with loan documentation, eligibility requirements, and concentration limits
Process advances and principal paydowns on credit facilities
Prepare, review, and settle monthly distributions for interest, fees, third parties, and facility deficits
Review custodian certifications to confirm pledged receivables reconcile to borrowing base reports
Manage transfers from EWB‑controlled accounts in accordance with Deposit Account Control Agreements
Coordinate settlement of legal fees, collateral exam fees, and other credit‑related expenses
Maintain reporting and notification processes for syndicated lenders where EWB acts as lead agent
Track receipt and aging of required monthly, quarterly, and annual financial statements and reports
Upload received financial reporting and BBCs to shared drives and bank’s imaging systems and update tickler controls
Review and process external audit confirmations
Maintain trend tracking and key performance metrics
Create and distribute monthly interest and fee settlement calculations in accordance with loan documents
Investigate customer collection, lockbox, and account activity inquiries
Assist with training and onboarding of new team members and provide back-up coverage for team members
Perform ad‑hoc analysis and special projects as assigned
May perform other duties as needed.
Qualifications
3–5+ years of experience in Collateral Analysis, Credit Supervision, or Asset‑Based / Structured Finance Lending
Bachelor’s degree in finance, Accounting, Economics, or a related field
Proficient in Microsoft Excel and the MS Office Suite
Strong analytical and organizational skills with close attention to detail
Ability to manage multiple priorities and meet reporting deadlines
Effective written and verbal communication skills
Ability to work independently and collaboratively within a team environment
Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time.
Compensation The base pay range for this position is USD $20.00/Hr. - USD $43.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.
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