Temenos Senior Consultant and Functional Architect – Core Banking & Payments

Be yourself, make a difference. Are you ready to help leading banks modernize their core banking and payments platforms? This is an opportunity to build a rewarding career at Accenture, working at the intersection of banking, technology, transformation and platform modernization. We are looking for experienced Temenos Functional Architect to join our growing Financial Services team in Finland. In this role, you will work with leading Nordic and international financial institutions on core banking transformation initiatives involving Temenos Transact / T24, Temenos Payments Hub and related banking platforms. You will help clients translate complex business needs into practical solution designs, functional specifications, configuration decisions and delivery outcomes. You will act as a bridge between business, architecture and technology teams. Your main goal is to ensure that Temenos-enabled transformations are aligned with banking processes, client objectives, regulatory expectations, integration needs and implementation realities. The role is suitable for professionals who combine strong Temenos platform expertise with banking domain understanding, structured delivery skills and the ability to work with senior client stakeholders. Depending on your experience, you may act as a functional architect, solution lead, workstream lead, senior consultant or techno-functional advisor in client engagements. You will also get access to Accenture’s Nordic and global Banking, Payments and Temenos communities, experienced colleagues, delivery assets, learning opportunities and cross-border client engagements. Qualifications We are looking for professionals with deep Temenos experience, strong banking domain expertise and proven delivery experience from complex core banking or payments transformation programs. You do not need to be an expert in every Temenos module, but you should bring hands-on experience in Temenos-enabled delivery and the ability to work confidently with both business and technology stakeholders. Responsibilities Lead end-to-end requirement gathering with business stakeholders, with a strong focus on Retail Banking processes Translate business requirements into T24 functional solutions Lead business workshops and training sessions Understand and support configuration and customization of Temenos T24/Transact modules Support development of business requirements (BRDs), functional specifications (FSDs) and other documentation to guide delivery Guide preparation and execution of system testing, validation, and quality assurance, ensuring alignment with business requirements Support UAT, integration testing, and production readiness activities Support product configuration and release management Support preparation and delivery of end-user training and post-implementation support Collaborate with technical teams on system design, workflows, and data architecture Contribute to As-Is / To-Be architecture definition and solution design Ensure effective stakeholder communication and governance across delivery streams Contribute to market analysis and client solutioning (techno-functional perspective) Requirements Bachelor’s or Master’s degree from a relevant field, such as business, finance, economics, technology, engineering, information systems or another applicable discipline. Typically 6+ years of experience within the Temenos ecosystem. Hands-on experience with Temenos Transact (T24) including Arrangement Architecture (AA) - accounts, deposits, loans, treasury, payments or product configuration. Experience with Temenos Payments Hub (TPH) and treasury. Hands-on experience in parameter setup and configuration, preparation of Configuration Specification Documents, BRDs and CCE questionnaires. Experience across TDH and Financial Crime Mitigation (FCM). Proven experience in core banking implementations and support in European markets (Nordics is a plus). Familiarity with SaaS, cloud banking, managed service or modern platform delivery models is considered an advantage. Strong analytical and conceptual thinking skills, with the ability to structure complex topics and translate them into clear decisions and deliverables. Excellent stakeholder management, communication and facilitation skills, with the ability to influence both client and internal teams. High drive, proactive attitude and comfort working in high-autonomy environments with multiple parallel workstreams. Excellent verbal and written communication skills in English. Finnish or another Nordic language is considered an advantage. Resident in Finland. What’s in it for you Opportunity to work with leading Nordic and international financial institutions on business-critical core banking and payments transformation programs. A role where you can combine Temenos platform expertise, banking domain knowledge, functional architecture and technology-enabled delivery. Access to Accenture’s Nordic and global Banking, Payments and Temenos knowledge base, experienced colleagues, methods, assets and communities of practice. A chance to help build and shape a growing core banking and Temenos capability in Finland, with close collaboration across the Nordics and globally. Exposure to modern banking topics such as SaaS delivery models, cloud banking, digital core modernization, payments modernization and AI-enabled banking transformation. International and cross-border expert teams supporting you in client engagements and professional development. A collaborative and inclusive culture that supports continuous learning, career development and wellbeing. Competitive rewards and benefits package according to Accenture Finland practices. Interested? Make your move – apply online and attach your CV and letter of application in English. We look forward to receiving your application. About Accenture Accenture is a leading global professional services company that helps the world’s leading b