Underwriter

Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship. We differentiate and look to win in the massive and growing homeowners insurance opportunity by 1) providing the best services for homebuyers, 2) led by advantaged underwriting in insurance, 3) to protect the whole home. As a leader in the home services software-as-a-service (“SaaS”) space, we’ve built deep relationships with approximately 30 thousand companies that are key to the home-buying transaction, such as home inspectors, mortgage companies, and title companies. In 2020, Porch Group rang the Nasdaq bell and began trading under the ticker symbol PRCH. We are looking to build a truly great company and are JUST GETTING STARTED. Job Title:   Underwriter Location:   United States Workplace Type:   Remote Job Summary     The future is bright for the Porch Group, and we’d love for you to be a part of it as our Underwriter. The   Underwriter   is responsible for   reviewing, analyzing, evaluating, quoting, declining, and nonrenewing new and renewal business. This individual   is responsible for   making   decisions that adhere to the company’s underwriting criteria and support organizational growth and   objectives .   In addition, t hey will build strong agency relationships, make   timely   and appropriate decisions, and provide excellent service to all   customers.    What You Will Do As A Underwriter: Manage   and develop a homeowner book of business within an assigned territory to meet organizational   objectives   for growth, retention, and profitability.   Maintain an understanding of State guidelines and   State   specific   forms.   Use established practices, procedures, and authority levels to   modify , renew, and write new homeowner’s policies.   Use research and analysis to develop practical underwriting solutions consistent with organizational   objectives .   Evaluate risk characteristics and analyze historic and potential account performance to make sound decisions.   Understand personal   lines   products, coverages, and rating   methodology .   Build and   maintain   strong agency relationships,   including management of large, high   v olume agency partners.   Regularly communicate with team members, other internal departments, and external partners.   Identify   and analyze accounts and make sound underwriting decisions.   Make decisions independently within assigned authority levels.   Make decisions with efficiency, speed, and accuracy to meet department service standards.   Execute policies and procedures within the assigned authority.   Consistently act according to customer experience standards: respond quickly,   maintain   a positive attitude, build rapport, and   demonstrate   empathy.   Recommend solutions to Senior Underwriters or the Underwriting Manager for risks outside of authority.   Assist   with carrier book roll opportunities, supporting agents in transitioning business efficiently and compliantly.   Perform special projects and other duties as assigned What You Will Bring As A Underwriter: Minimum   4   years of   personal property   underwriting experience   required .   Proven team   member   with strong collaboration skills.   Measurable achievements in exceeding   customer   and co-worker   experience standards by responding promptly,   maintaining   a positive attitude, building rapport, showing empathy, and   representing   Porch Values.   Ability to act as   influencer   in most difficult customer situations within   team .    A history of meeting key performance metrics.    Strong   understanding of industry practices, standards, and underwriting concepts.   Ability to multitask and   problem solve   effectively.     Proficient oral and written communication skills .   Strong negotiation and relationship - building   skills . Excellent   time management   skills.   Self-motivated   with a desire to   succeed . Ability to adapt quickly and positively to changes.   Ability to work autonomously with   limited direction .   Understanding   and adherence   of compliance and regulatory requirements.   Analytical and critical thinking skills with the ability to interpret complex   data . Strong professional judgment with the ability to balance risk and growth   objectives .   Excellent relationship building skills with both internal and external   partners . Strong organizational skills and ability to manage a high-volume   workflow . High attention to detail and commitment to accuracy.   Ability to multitask and prioritize in a fast-paced   environment   Proficiency   with Microsoft Office Suite.   Preferred Qualifications   4 + years of   personal property   underwriting experience.   Experience   in a   tech forward   or   high growth   insurance environment .   Familiarity   with ISO guidelines and rating plans.   Experience   participating   in   carrier   book rolls or supporting agencies through book roll transitions.   Insurance designations such as AU, AINS, CPCU, or progress toward one.   The application window for this position is anticipated to close in 2 weeks (10 business days) from July 7th, 2026 . Please know this may change based on business and interviewing needs.   At this time, Porch Group does not consider applicants from the following states or jurisdictions for Remote positions: Alaska, Delaware, Hawaii, Iowa, Maine, Mississippi, Montana, New Hampshire, West Virginia, or the District of Columbia.  What You Will Get As A Porch Group Team Member    Pay Range*:    $60,000 - $85,000 Annually *Please know your actual pay at Porch will reflect a number of factors among which are your work experience a